Lease Programs & Options
In addition to equipment cost, most programs also allow for "soft costs" like installation, training an initial warranty extension, shipping and tax to be included in the lease.  The following is just an outline, follow the "[MORE]" links for additional details.

Primary Programs

	QuickLease™.  $2,000-$75,000.  One-page application. No financials, no business plan.  Pre-approvals in 30 minutes [MORE]
	Commercial Lease.  $50,000-$5,000,000 for more substantial clients. Financial data required. Our most aggressive rates [MORE]

Lease Types

Lease To Own.  ($1 Buyout, Capital Lease, Finance Lease or Bargain Purchase Lease) These 4 terms describe leases that combine lower, fixed monthly payments with the guaranteed-in-advance right to purchase the equipment at the conclusion of the lease term at a pre-determined price--usually $1.00. (Available in most, but not all states.  Please call for details)

Lease With Option To Buy (FMV).  Provides greater flexibility and lower monthly payments than the Lease-To-Own format.  Key benefits include 4 monthly lease-end options:: Return the equipment to First Capital with no further obligation, OR Purchase the equipment for its fair market value at the time, OR Continue leasing for additional months at a reduced monthly payment, OR Purchase the equipment for a fixed amount--usually 10% of its price. (Must be agreed to in advance)

Specialty Lease Programs

	Start-Ups & New Business Leases  No problem! [MORE]
	Credit Challenged?  Previous slow pays, paid tax liens, even bankruptcies (adjudicated 3 yrs w/good pay since) We get them done!
	No Monthly Payments for 4 Months!  [MORE]
	Software Only.  Up to 100% financing for software-only purchases.  including custom software and some "consulting." [MORE]
	Used Equipment, NO PROBLEM.  Almost any used equipment except computers and copiers.  Does your client need to sell his used equipment to buy your new equipment--we can finance both transactions.
	Accounts Receivable & Working Capital. Unleash the cash tied up in your customer receivables!  Turn your outstanding receivables in your own working in capital in days instead of weeks and months.  [ MORE]
	Used Equipment.  Does your client need to sell his used equipment to buy your new equipment--we can finance both transactions.
	Sale Leaseback.  Has the equipment already been delivered and the client would like to get his cash out? We can do it!
	Vendor Pre-Funding.  Deposits to the vendor--up to 100% prior to equipment delivery
	Websites & e-Commerce sites.  Lease-to-own financing for software and development [MORE]
	Commercial Vehicles--TRAC & Conventional Leases.  Construction, Titled Vehicles, Trucks, Trailers, Vans, Limos & Cars. [MORE]
	Municipal, State & Federal Government Leases.  Special rates and a variety of repayment structures. [MORE]

Cash Flow Friendly Options
First Capital has a number of programs designed to complement and/or enhance the real "affordability" of a lease transaction. [MORE]